premeeting intelligence for:

Jane Fraser

,

CEO at Citi

Jane Fraser

CEO at Citi
Decisive
Assertive
Fast-Paced
Determined
Persuasive
Ambitious
Dynamic
Visionary
Spontaneous
Pioneering
Adventurous
Casual
Enthusiastic
Personable
Adaptable
Optimistic
Inventive
Approachable
Warm
Hospitable
Intuitive
Friendly
Accommodating
Diplomatic
Composed
Thoughtful
Agreeable
Careful
Modest
Consistent
Conscientious
Perceptive
Calm
Diligent
Meticulous
Collected
Accurate
Rational
Reserved
Strong-willed
Skeptical
Straightforward
Efficient
Candid
Steadfast
Focused
Vigorous
Persistent
Location:
New York, New York, United States
Education:
Harvard Business School - MBA
Overview:
  • CEO of Citi from 2021 - Present, leading Citi into its 20th year.
  • President of Citi & CEO of Global Consumer Banking from 2019 - 2021, driving Citi's consumer banking strategy.
  • CEO of Citi Latin America from 2015 - 2019, enhancing regional presence.
Quotes

ON BUSINESS RESILIENCE...

"I think everybody is making sure that there’s more resiliency redundancy in their business models to take that into account." source

ON COMMUNICATION...

“You can be a straight talker without being an unpleasant person.” source

ON ORGANIZATIONAL OVERHAUL...

“The changes that we announced this morning are the most consequential changes to how Citi will be organized and run that we've made in almost 20 years.” source

DISC Type:
Captain (D)
DISC Type:
Driver (Di)
DISC Type:
Initiator (DI)
DISC Type:
Influencer (Id)
DISC Type:
Motivator (I)
DISC Type:
Encourager (Is)
DISC Type:
Harmonizer (IS)
DISC Type:
Counselor (Si)
DISC Type:
Supporter (S)
DISC Type:
Planner (Sc)
DISC Type:
Stabilizer (SC)
DISC Type:
Editor (Cs)
DISC Type:
Analyst (C)
DISC Type:
Skeptic (Cd)
DISC Type:
Questioner
DISC Type:
Architect (Dc)
How to communicate
Focus on their need for control and results, be direct and to the point.
Do
Provide specific details about the product's features and benefits
Highlight how the product will solve their problems and make their life easier
Don't
Beat around the bush or offer vague information
Be too pushy or salesy
When communicating with them, focus on being direct, confident, and results-oriented.
Do
Speak in a fast-paced, confident tone
Focus on the bottom line and how your product can help them achieve their goals
Don't
Use too much jargon or technical language
Waste time on small talk or irrelevant details
Focus on big ideas, big concepts, and fast action over analysis.
Do
Use a direct and assertive tone
Emphasize results and benefits over features
Don't
Use overly flowery language or too many details
Be pushy or aggressive
Communicate with energy and a lively approach. Engage them by communicating clearly and vividly.
Do
Use inspiring language and be enthusiastic
Show them how the product can enhance their social status or reputation
Don't
Be too technical or confusing
Focus solely on features without considering how it can improve their life
Communicate in a friendly, casual manner and highlight the benefits of the product. Avoid criticism or confrontation.
Do
Use a light-hearted approach to build rapport
Highlight how the product can benefit their life or work
Don't
Be overly critical or confrontational
Use overly technical or confusing language
Interact with them in a friendly, agreeable manner with a light-hearted approach. Avoid criticism and confrontation.
Do
Wrap your pitch with positivity and emotional language
Include personalized, warm greetings and sincere sign off
Don't
Use forceful or high-pressure language
Talk too much about past experience without explaining the important insights
Focus on building a personal relationship and finding common ground. Speak positively and offer reassurance about the product.
Do
Engage them in conversation and find out their interests and concerns
Offer personalized recommendations and highlight how the product can meet their needs
Don't
Push too hard or use aggressive sales tactics
Dismiss or minimize their concerns or objections
Provide detailed information and use a friendly, personal tone
Do
Explain how your product can meet their specific needs
Use stories or examples that they can relate to
Don't
Use technical language or jargon
Push for a quick decision without building rapport first
Provide a warm, friendly greeting and use positive, upbeat language. Focus on building a relationship and show acceptance for who they are.
Do
Use friendly, expressive language
Refer to common interests and associations
Don't
Use a serious, businesslike tone
Bring up your flaws before they do
Focus on building a relationship and connecting with them on a personal level.
Do
Use a warm, friendly tone
Ask about their interests and hobbies
Don't
Use overly technical language
Pressure them into making a decision
Be friendly and focus on building a relationship with them. Use a light-hearted approach and avoid criticism or confrontation.
Do
Focus on building a friendly relationship
Validate their opinions and approach with positive language
Don't
Use forceful or high-pressure language
Force an aggressive sales pitch
Use a straightforward and logical approach when communicating with them
Do
Provide data and logical reasoning to support your claims
Use clear and concise language
Don't
Use overly expressive or emotional language
Use lots of anecdotes or storytelling
Use a serious, businesslike tone and focus on details, data, and results.
Do
Focus on their toughest problems.
Send additional data to support your pitch
Don't
Bring up your flaws before they do
Be unrealistically optimistic
Focus on providing logical reasoning and factual information. Be patient and answer their questions with clear and concise responses.
Do
Provide data-driven reasons for your product
Answer their questions with a well-thought-out response
Don't
Use overly expressive language
Speak in an overly casual manner
Focus on concrete data, specifics, and logistics. Avoid fluffy language and hype.
Do
Provide clear data and statistics to support the product
Present a clear, logical argument for why the product is worth investing in
Don't
Spend too much time on abstract concepts or big ideas
Get sidetracked with small details or anecdotes
When communicating with them, focus on being clear, concise, and results-oriented.
Do
Provide clear and concise information about the product and its benefits
Focus on results and practical details
Don't
Use overly descriptive or flowery language
Waste time on social chatter or small talk
Executive priorities
  • Strategic Growth: spearheading initiatives for sustainable expansion, leveraging market insights.
  • Operational Excellence: implementing efficiency measures to optimize resource allocation.
  • Innovation and Technology: driving digital transformation for enhanced customer experience.
  • Talent Development: fostering a culture of learning and development to empower employees.
Media
Bloomberg

Citi’s Fraser Wary of Insurance Giants’ Role in Private Credit

Fraser will discuss the risk in an upcoming Citi board meeting. Insurers have been piling into private debt for higher returns.

Financial Times

Citi raises CEO Jane Fraser’s pay to $26mn citing streamlining of strategy

Citigroup has lifted chief executive Jane Fraser’s pay by 6 percent in 2023 to $26 million, despite the bank’s profits falling almost 40 percent amid a sweeping reorganisation.

Money Control

Warren Buffett tells Citigroup CEO Jane Fraser to keep going with overhaul

Over a recent lunch with Warren Buffett, Citigroup CEO Jane Fraser outlined her latest round of reorganization efforts to simplify the bank.

Personality traits
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Risk-Tolerant
Risk-Averse
Trusting
Skeptical
Optimistic
Pragmatic
Deliberate
Fast-Paced
Matter-Of-Fact
Expressive
Autonomous
Collaborative
Supporting
Dominant
Build rapport
  • Be concise and to the point
  • Speak with confident language
  • Ask what she wants from the call
  • Ask a bold question early
Gather information
  • Get through the most important questions up front
  • Learn about her team's current efficiency
  • Learn what her competition is doing
  • Ask her urgent questions right off the bat
Discuss budget
  • Allow some room for her to negotiate
  • Compare your pricing with competitors
  • Explain how she can save more money in the future
  • Give her the bottom-line pricing without going into details
Drive action
  • Focus on the advantages she will gain
  • Explain how taking action will help her make progress
  • Point out the challenges she will face
  • Push for a quick decision
Negotiate
  • End the discussion and revisit it later if she is being too firm
  • Challenge both parties to come up with a better solution
  • Articulate your personal and mutual goals clearly
  • Use assertive, confident language
Work together
  • Give her a deadline for answering
  • Resist the temptation to apologize
  • Ask her outright
  • Make clear what you need from her

Citi

Citigroup is a global financial services company offering banking, investment, and wealth management services to individuals and businesses worldwide.
Industry:
Commercial Banks
Headquarters:
New York, New York, United States
Revenue:
$78.50B
Employees:
238,104

How to negotiate

Keep the discussion casual, but be prepared for candid pushback, at times.
Keep your demo concise and to the point
Keep your demo concise and to the point
Keep your demo concise and to the point
Company Milestones
  • 1812: CB of New York founded, precursor to Citigroup.
  • 1960: Citicard launch, pioneering modern credit cards.
  • 1998: Citicorp merges with TG.
  • 2000: Citigroup becomes world's largest financial firm.
  • 2022: Citigroup celebrates 210 years of transformative finance.

Demo your product

Notice how he uses your product and let him have fun trial-and-erroring on his own.
Keep your demo concise and to the point
Keep your demo concise and to the point
Top Products
  • Consumer Banking: Accounts, loans, and cards.
  • Institutional Banking: Tailored solutions.
  • Investment Banking: M&A, capital raising.
  • Wealth Management: Asset management, advice.
  • Global Markets: Trading, research, risk management.
Key Executives
Company Stock Performance
Key News
Bloomberg

Citi May Be More Cautious Than States in Reopening Offices

Citigroup Inc.’s Jane Fraser said the firm may be more cautious than local governments once it starts reopening offices around the world.

April, 2020

BBC

Citigroup to exit consumer banking in 13 markets

Citigroup is closing its consumer banking operations in 13 markets across Asia, Europe, and the Middle East.

April, 2021

CNBC

Citigroup tops profit estimates as bank benefits from rising interest rates, shares surge 13%

Citigroup's second-quarter earnings surpassed analysts’ expectations due to the positive impact of rising interest rates and strong trading results.

July, 2022

Reuters

Citigroup CEO announces management changes, 'difficult' decisions

Citigroup CEO Jane Fraser announced management changes, describing the decisions as difficult yet necessary steps in the firm's reorganization efforts.

Nov, 2023

Competitive Landscape
Annual Revenue:
$78.50B
  • 200M+ global customer base served efficiently.
  • 2023 revenue: $78.46B, slight 3% decline from 2022.
  • Citigroup: Offers global banking, financial services, and investment products.
Annual Revenue:
$171.91B
  • 69M+ served, marking a significant consumer base milestone.
  • 2023 revenue surged to $171.912B, up 49.42% from 2022.
  • Bank of America: Provides banking, lending, and investment services.
Annual Revenue:
$239.42B
  • Global reach spans Americas, Asia, Europe, MEA, with 60M+ clients.
  • Impressive 2023 growth: $239.42B, up 54.68% year-over-year.
  • JPMorgan Chase: Offers a wide range of financial services, including banking, asset management, and investment banking.
Annual Revenue:
$54.14B
  • Serves about 6.8 million households around the world.
  • 2023 revenue: $54.14B, a modest 0.89% increase from 2022.
  • Morgan Stanley: Specializes in wealth management and investment banking.

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